Attention homeowners in San Antonio and Bexar County: Get an Appraisal today!

Here are the top seven reasons TX homeowners hire VTG:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Bexar county's assessment of your propertyvalue
To cut their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a TX divorce, where property needs to be divided
To settle an estate in Bexar county or TX by determining the true market value of property in question

Do you own a house in or near San Antonio? Do you need help determining the price of your real estate?
Contact VTG.

We at VTG understand the particular needs of a homeowner in need of appraisal services. Our usual business clients understand the appraisal process and the standard "products" we deliver to them. Being a regular person not in the real estate business that ordinarily doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at VTG are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to remove PMI

An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At VTG, we're veterans in helping clients just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses nearby. This means you are probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from VTG is your strongest weapon.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. VTG can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.